Monday, June 22, 2009

A MAN SHOULD BE AS "RIVERS" (1)




[caption id="attachment_57" align="aligncenter" width="240" caption="Dreamsdreamer is 45!"]WordTeacher is 45![/caption]

Dreamsdreamer turned 45 yesterday 21st June! Once again,It is a time to Bless!!


During a memorable encounter with a Samaritan Woman,by a water well, as recorded in the Gospel according to Saint John.Jesus Christ (John 4:14 )talks about the "Water Of Life":this is what I offer my readers and followers of the Dreamsdreamer's Blog today!

The water of life is the wonderfull truth that Jesus is the Christ who gives salvation to every believer. (Jn 4:25.26,42.)

This truth produces in the believer a "spring" from which flows eternal life.Since that life lasts forever,no one who takes this living water will ever get thirsty(i.e need eternal life again)


One drink of the living waterJesus offers quenches a person's thirst for everlasting life.God's gift of eternal life is permanent and cannot be lost.


You may want to ask,"of what relevance is the issue of bithday at this place and time?"

The Bible says in psalm 90v12 "TEACH US TO NUMBER OUR DAYS ARIGHT THAT WE MAY GAIN A HEART OF WISDOM"


A BIRTHDAY IS A GOOD OPPORTUNITY TO REFLECT ON HOW WE HAVE BEEN SPENDING OUR LIFE,WHICH IS BOTH A GIFT, A TRUST(AND A TEST!) FROM THE ALMIGHTY,OUR CREATOR,WITH A VIEW TO SEEING IF WE CAN MAKE IT BETTER,TO THE GLORY OF OUR GOD


There is the natural birth,and the spiritual birth! It is the spiritual birth I urge you to consider today.Talking to Nicodemus,The Holy Bible quotes Jesus Christ as saying (in Jn 3:3) "verily,verily, I say unto YOU,unless a man is born-again,he cannot see the kingdom of God"


PLEASE,MY DEAR READER,GO TO CHURCH THIS SUNDAY;RESPOND TO THE ALTAR CALL,BECOME BORN - AGAIN!This is the best gift you can give WordTeacher on his Birthday!


I am trusting God for your Obedience.Let ME now PRAY for YOU :

All these blessings will come upon you:"You will be blessed in the city nd blessed in the country.The fruit of your womb will be blessed,and the crops of your land ........you will be blessed when you come in and blessed when you go out....(Deut 28v1-14)..IN JESUS NAME!(Amen)


Shalom.


Dreamsdreamer

Thursday, June 11, 2009

Golden Rules For Financial Success





Rule 1: FIND SAFTETY IN NUMBERS

Find Safety in Numbers!Invest in many different places;there is safety in numbers.(Eccles. 11v2)

Divesify: in shares and bonds,as in much else -there is safety in numbers!So you must diversify,by company,by industry,by risks,and .......by country!!

Remember the saying: "the man who names his pigs is broke and doesnt know it"
The morals of this is that YOU dont get emotionally attached to your investments.

There is a risk in ALL investments.Please note that "a winning plan must involve losing!" - Robert Kiyosaki

Apply your personal philosophy about risk & return to temper these general guidelines.

Studies show that people spend far more time thinking about specific investments

and where markets are headed than about allocating assets or resources to assets.

The same studies show that 90% of investment returns are due to asset allocation rather than selection of specific investments or short-term timing decisions.

"DO NOT CONFUSE CERTAINTY WITH SECURITY.LESS CASH;MORE EQUITY ASSETS ARE ADVISED"
- Sir John Templeton

People who think they can play it safe by holding cash reserve decieve themselves,they cant!

Generally speaking;Equity Stocks return 10% approx.,Bonds - 5%,Money Market - 3%.

Invest!Economic Meltdown notwithstanding! Success Rewards Action!!

To your Covenant Success,

Taiwo Ogunkoya

DreamsDreamer

Saturday, June 6, 2009

THE CREATIVE USE OF MONEY





Money should do more than just reproduce itself.

"Remain flexible and open minded about types of investment.There are times to buy blue-chip stocks,cyclical stocks,corporate bonds,convertiblebonds,Treasury bills,ect.......and there are times to sit on cash!Because,cash enables you to take advantage of investment opportunities.The fact is there is no one kind of investment that is always 'best'" - sir John Templeton.

You have only 3 choices when it comes to investing:

1. YOU CAN OWN.

2. YOU CAN LEND.

3. YOU CAN BET!

When investing,we are always financially connected to others.Finacial Independence is therefore basically, an illusion.
When we buy a share of stock,we become part owners of a company producing goods and services to others.When we buy a treasury bond,we are lending money to our Government (in essence we are lending to Nations!)
to do something for ourselves and for others.When we fix deposit our money,we are lending money to a bank - that will ,in turn lend it to others.Banks simply transfer wealthtemporarily between depositors and borrowers.Their ability to producewealth depends on weither the borrower obtains aloan and uses it to create wealth or uses it to consume wealth?!

From available data,owing part of a company ha been the most rewarding type of investment and although most of us dont think about it much,it is only logical;Companies exist to create wealth!Governments on the other hand exixt primarily to regulate behaviuor,secondarily to transfer wealth,and to a lesser extent,create wealth.

Your odds of prospering are better if you finance creation of wealth.


To your Covenant Success,

Taiwo Ogunkoya

Dreamsdreamer